Oxbury Bank says it is dedicated to the rural economy and lends only to farmers and the agricultural sector. Its lending products are Oxbury Farm Credit, a line of credit for buying inputs such as seed, feed, fertiliser and fuel from Oxbury approved suppliers; Oxbury Farm Loans for needs including land purchase, farm infrastructure, renewable energy and succession planning; Oxbury Flexi Credit, a revolving credit facility; Oxbury New Gen for people entering farming; and the Oxbury Transition Facility for farms moving to lower-carbon systems.
The bank says it was founded by bankers, farmers, agricultural businesses and technologists and launched as a fully regulated bank in February 2021. It also offers personal, business and farm business savings accounts. Its registered office is in Chester.